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Build on Your Land in Texas

We help families build on their own land across Texas, from rural acreage and family property to homesites outside growing cities and small towns. Because land conditions, utility access and local requirements can vary widely from one part of Texas to another, it helps to work with a team that understands how to guide the process from the start.

With more than 50,000 homes completed since 1958 and 21 regional design centers, we specialize in build-on-your-land homes and the steps involved. That includes helping buyers understand their land, choose a home that fits their property and move forward with one-time close construction financing for qualified buyers. Our goal is to make building on your land in Texas feel clearer, more manageable and better supported at every stage.

  • Experience building on land across Texas
  • Homes designed for rural property, acreage and family land
  • One-time close construction financing for qualified buyers
  • Personalized guidance from land review and planning through construction

Areas We Serve in Texas

Start With a Plan That Works for You

Every home starts with a great design, and finding the right one shouldn’t be complicated. At United Built Homes, we’ve created a wide selection of thoughtfully crafted home plans to match different lifestyles, budgets and visions. Explore our designs and find the perfect starting point for building a home that works for your life and your land.

Have ideas of your own? Explore our process and see what’s possible with custom builds.

Explore Custom Builds

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Alcott

A modern, single-story house with gray siding, white trim, and stone accents. It has multiple gables, large windows, brown shutters, a covered front porch, and is surrounded by green lawn and landscaping under a blue sky.

4 Elevations Available

Alpine

A large, light blue suburban house with white trim, wood shutters, a covered porch, and a well-kept green lawn, set against a partly cloudy sky and surrounded by shrubs and trees.

5 Elevations Available

Belmont

A two-story, modern farmhouse with white vertical siding, brown shutters, a covered front porch, and landscaped yard under a partly cloudy sky.

2 Elevations Available

Briarwood

A modern single-story house with gray siding, white trim, and wooden shutters, surrounded by green grass, shrubs, and trees under a blue sky with scattered clouds.

5 Elevations Available

Camden

Modern single-story white house with dark roof and wooden shutters, featuring a front porch, large windows, landscaped bushes, and a green lawn under a blue sky.

5 Elevations Available

Collins

Single-story modern farmhouse with white siding, dark roof, black-framed windows, and wooden shutters. A white brick entryway and landscaped bushes line the front, with a large green lawn under a partly cloudy sky.

5 Elevations Available

Glendale

A single-story suburban house with green siding, a gabled roof, and dormer windows, surrounded by a well-kept lawn, shrubs, and a curved walkway under a partly cloudy sky.

5 Elevations Available

Hillcrest

A charming single-story house with a gabled roof, blue front door, covered porch, white siding, and wood accents, surrounded by bushes, shrubs, and a green lawn under a partly cloudy sky.

5 Elevations Available

Inglewood

Two-story modern farmhouse with dark gray siding, large windows, a covered wraparound porch, and neatly landscaped yard with shrubs and green lawns, set against a background of trees and a partly cloudy sky.

1 Elevations Available

Lincoln

A single-story house with light-colored siding, a gabled roof, exposed wooden beams on the covered front porch, large windows, and a landscaped front yard with green grass and shrubs under a partly cloudy sky.

4 Elevations Available

Magnolia

A modern gray house with a steep gable roof, large windows, a red front door, wooden beams, front porch seating, and neatly landscaped yard with shrubs and green grass under a partly cloudy sky.

1 Elevations Available

Mitchell

A modern farmhouse with a peaked roof, large front porch supported by wooden beams, multiple windows, and neatly landscaped garden, set against a blue sky with scattered clouds.

5 Elevations Available

Montana

A modern white farmhouse with vertical siding, stone accents, and large windows, surrounded by green grass, shrubs, and trees under a blue sky with scattered clouds.

1 Elevations Available

Oakwood

A modern two-story house with gray siding, white trim, and a covered front porch. The yard is landscaped with green grass, bushes, and colorful flowers, with trees and a blue sky in the background.

1 Elevations Available

Pineview

A modern two-story house with light gray vertical siding, a double garage, gable roofs, and a landscaped front yard with bushes, under a partly cloudy sky.

1 Elevations Available

Preston

Single-story modern house with gray siding, black roof, and white trim, featuring a front porch with columns, manicured lawn, flower beds, and an attached garage on the right side under a partly cloudy sky.

1 Elevations Available

Reynolds

Modern single-story house with gray siding, white brick accents, large windows, and asymmetrical sloped roofs. A covered porch with seating faces a well-manicured lawn and landscaped garden. Trees and blue sky are in the background.

1 Elevations Available

Riverbrook

A single-story suburban house with blue and gray siding, stone accents, a covered front porch, brown shutters, and a manicured lawn with colorful shrubs and flowers under a partly cloudy sky.

5 Elevations Available

Sawyer

A single-story house with green and white board-and-batten siding, wooden accents, front porch, and brown shutters, surrounded by landscaping and green lawn under a partly cloudy sky.

4 Elevations Available

Scottsdale

A modern single-story house with white siding, black roof, and large windows. There is a neatly landscaped yard with green grass, shrubs, and colorful flowers under a blue sky with scattered clouds.

4 Elevations Available

Sterling

A modern farmhouse with a gray shingle roof, beige siding, white trim, wooden accents, a front porch with chairs, well-kept landscaping, and a green lawn under a blue sky with scattered clouds.

4 Elevations Available

Sutton

A modern farmhouse with a gray gabled roof, large front windows, wood accents, and a covered entryway. The house is surrounded by green grass, shrubs, and trees under a blue sky with scattered clouds.

5 Elevations Available

Tennison

A single-story white house with a gray roof, multiple large windows, and a central front door, surrounded by green grass, shrubs, and trees under a partly cloudy sky.

5 Elevations Available

Westcott

A cream-colored house with a gabled roof, dormer windows, wood shutters, and a covered front porch sits behind a landscaped yard with shrubs and flowers under a partly cloudy sky.

5 Elevations Available

Wildwood

Modern farmhouse with white siding, black trim, wraparound porch, large windows, and landscaped yard with shrubs. Outdoor seating area on the porch. Blue sky and trees in the background.

1 Elevations Available

Windsor

A modern, single-story house with blue siding, white trim, a large gabled roof, and a covered front porch with columns. The yard is landscaped with green grass, shrubs, and small trees under a partly cloudy sky.

1 Elevations Available

Woodland

A modern single-story house with a gabled roof, beige siding, large windows, and brown shutters, surrounded by green grass and landscaped bushes under a blue sky with clouds.

1 Elevations Available

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Let Our Experts Guide You to the Right Home Plan

With dozens of flexible layouts and customizable options, we’ll help you choose the one that suits your lifestyle best.

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Bright, modern open-concept living space with vaulted ceilings, large windows, dining area, kitchen island with bar stools, stainless steel appliances, and indoor plants. Neutral colors and wood flooring throughout.

Make Your New Home Even More Attainable

Explore flexible financing options designed to help you move in faster with less stress and more confidence.

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A cozy living room with dark wood beams, a ceiling fan, two leather sofas, a large TV, a patterned rug, a coffee table, and several windows letting in natural light. A cat tree is near the windows.

Home Financing Made Simple

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Can I really build a home with zero money down?

Yes, many of our qualified buyers are able to build with no upfront cost. We can use your land as equity, which can help cover your down payment. And since we offer in-house financing, we have more flexibility to approve buyers who might not qualify through traditional lenders.

Who handles the financing process at UBH?

We do. Unlike big banks or mortgage companies, UBH is your lender. That means your loan stays in-house, reviewed by real people who understand the value of your land, not just credit scores. We’ll walk you through every step and do everything we can to help you get approved.

Do I need to have my land fully paid off to build with UBH?

Not at all. In many cases, we can consolidate what you still owe on your land into your home mortgage, giving you one simple monthly payment. Our team will take a close look at your land equity and work with you to make the numbers work—so you don’t have to wait years to start building.

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