Single Story vs. Two Story: Which One Fits You Best?

When it comes to building your dream home, do you picture everything on one level or imagine separate spaces split between two floors? Some folks love the simplicity of a single-story layout where everything’s connected and within easy reach. Others prefer having bedrooms tucked away upstairs, keeping living and entertaining spaces below. There’s no right or wrong, it all comes down to what fits your life best.

We’ve helped families design homes that match the way they live today and how they hope to live in the future. So if you’re trying to figure out whether a single-story or two-story layout makes the most sense for you, here are a few things to consider.

All on One Level: The Appeal of Single-Story Living

There’s something simple and comforting about having everything on the same floor. No stairs to climb, no separation between where life happens and where you rest. For young families, single-story living makes it easier to keep an eye on little ones without bouncing up and down the steps. For folks thinking about aging in place or caring for someone with mobility challenges, this layout can offer peace of mind.

Single-story homes are also easier to clean and maintain. You don’t have to deal with ladders to wash windows or worry about hauling a vacuum upstairs. Heating and cooling tends to be more even, too, since air doesn’t get trapped on a second level.

And then there’s the flow. These homes are often designed with open-concept layouts that blend the kitchen, dining and living spaces together. That kind of setup makes it easy to cook while chatting with guests or keep the game on while you’re folding laundry.

If you’re drawn to this kind of ease and openness, plans like the Briarwood (4 beds, 2 baths, 2396 sqft) offer multiple style options and plenty of space. The Lincoln keeps things cozy yet roomy with 4 beds, 2 baths and just under 2000 square feet. And if you want something more traditional in feel but still single-level, the Fremont gives you 4 beds, 2.5 baths and nearly 3,000 square feet of smart design.

Room to Grow: Why Some Families Love Two Stories

For families that need space to stretch out, two-story homes offer room to grow without sacrificing yard space. When you build up instead of out, you get more square footage while preserving room for a garden, swing set or even a backyard fire pit.

There’s also a natural separation that happens in two-story layouts. Living areas downstairs, bedrooms and quiet zones upstairs. That means the kids can be asleep while you’re still watching a movie or entertaining guests. It also helps when you need a dedicated workspace that’s out of the way.

Two-story homes often lend themselves to standout design elements too. You’ll find taller ceilings, more dramatic windows and a stronger visual presence from the curb. If you like the idea of coming home to something that feels stately and warm, this could be your kind of layout.

Looking for examples? The Belmont plan comes in farmhouse and contemporary styles and packs 3 beds and 2 baths into a smart 1810-square-foot layout. The Wildwood Farmhouse gives you a little more breathing room with 3 beds, 3 baths and over 2,100 square feet. The Pineview Craftsman rounds things out with 3 beds, 2 baths and just under 1,900 square feet of thoughtfully divided space.

Energy, Maintenance, and Flow: What’s the Difference?

When comparing single-story and two-story homes, consider how each impacts daily living.

In terms of energy efficiency, single-story homes often have a more straightforward HVAC system, making it easier to maintain consistent temperatures throughout the home. This simplicity can lead to lower energy bills and reduced maintenance costs.

Maintenance tasks also differ between the two styles. Single-story homes are generally easier to maintain, with tasks like window cleaning and roof repairs being more accessible. Two-story homes may require additional equipment or professional services for exterior maintenance due to their height.

The flow of natural light and movement within the home varies as well. Single-story homes often feature open layouts that facilitate easy movement and communication. Two-story homes can offer distinct spaces for different activities, providing a balance between communal living and private retreats.

Style and Flexibility: It’s All About How You Live

Both single-story and two-story homes come in various architectural styles, from rustic to modern farmhouse. This diversity allows you to choose a design that reflects your personal taste and complements your lifestyle.

Customization is key in creating a home that suits your needs. Whether you prefer the expansive feel of a single-story layout or the defined spaces of a two-story design, floor plans can be tailored to include features like home offices, bonus rooms or outdoor living areas.

Consider how each style aligns with your daily routines and long-term goals. For instance, if you enjoy hosting gatherings, an open-concept single-story home might be ideal. If you value separation between work and relaxation spaces, a two-story home could provide the necessary division.

Planning for What Comes Next

As you plan your new home, it’s important to think about how your needs may evolve over time.

Single-story homes offer accessibility that can be beneficial for aging in place or accommodating family members with mobility concerns. The absence of stairs simplifies navigation and reduces the risk of falls.

Two-story homes provide flexibility for growing families, offering additional bedrooms and living spaces that can adapt to changing circumstances. The separation of spaces can also enhance privacy and reduce noise, contributing to a more comfortable living environment.

Resale value is another consideration. Depending on the market, certain home styles may be more desirable. For example, single-story homes are often sought after by retirees, while two-story homes may appeal to larger families.

From Floor Plans to Financing, UBH is With You

Choosing between a single-story and a two-story home doesn’t have to feel overwhelming. We’re here to help you find what fits, based on how you live, what you need and what makes sense for your future.

With plenty of floor plan options to explore, it might seem like a lot at first. That’s where our team comes in. A knowledgeable salesperson can help simplify the process, get to know your must-haves and recommend the plan that fits your lifestyle, and your budget. We also offer in-house financing with competitive terms, often with no money down. Since we’re the lender, we can look at more than just credit scores; we consider your land, your goals and your full picture.

We make it attainable to get you into a home, as long as you’ve got land to build on. You’ll find our design centers across Texas, Louisiana, Oklahoma and Arkansas, where we’re ready to walk you through your options and help bring your ideas to life.

Whether you’re drawn to a single-story’s simplicity or a two-story’s space-saving charm, we’ll help you build it on your land, your way.