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Build on Your Land with Flexible Financing Options

You Could Qualify for $0 Down and No Payments for 12 Months

Building your new home may be more possible than you think. With United Built Homes, qualified buyers could access flexible financing options designed to reduce upfront costs and make the first year easier.

Our in-house financing program helps simplify the process, so you do not need a separate construction loan or a complicated refinance. From contract to keys, our team works with you to review your options and help personalize terms based on your financial situation and property.

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A Smarter Way to Start Building

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For qualified buyers, available financing options could include:

  • $0 down
  • No money due at signing
  • No interest during construction
  • No mortgage payments for up to 12 months
  • One loan from start to finish
  • No separate construction loan or refinance needed

Talk with the United Built Homes team to review program details, learn what you may qualify for, and explore the best-fit financing path for your new home.

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This Could Be a Good Fit If You:

  • Already own land or plan to buy land
  • Want to avoid paying for two places at once
  • Prefer a simple, all-in-one financing process
  • Want to start building with less upfront cost
  • Are looking for a trusted builder with decades of experience
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Why Build Now with UBH?

Flexible Financing for Qualified Buyers

You could qualify for $0 down, no payments for up to 12 months, and no interest during construction, depending on your program eligibility and personalized financing terms.*

Real People Review Your Application

We do not rely on automated underwriting alone. Our team reviews your financial situation and property to help determine the right path forward.

Build on Your Land, the Right Way

Already own land or planning to buy? UBH specializes in building on your land. We review your property, understand what is needed, and help ensure everything is set up properly, including utilities and driveway access if needed.

Proven Plans, Personalized

Choose from a wide range of floor plans, finishes, and options to create a home that fits your needs.

A Smooth, Straightforward Process

With in-house financing and decades of building experience, United Built Homes helps make the process simpler from start to finish.

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Ready to See What You Could Qualify For?

Talk with United Built Homes today to review your options, discuss your land, and learn more about available financing programs for qualified buyers.

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* Our homes are typically completed in 6-8 months. Weather and other factors can affect this timeframe. Interest begins accruing in month 11 – your first scheduled payment includes only 30 days of interest and is due one year after the contract is signed.

**NMLS 39943. Mortgage offers for qualified home buyers.

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