When Is It a Good Time to Build a Home? Sooner Than You Think

“Is now really the right time to build a home?” It’s a question we hear often. Many folks delay building, waiting for that “perfect moment.” The truth is, there’s no universal answer. The decision hinges on your personal goals, financial situation and timing. Let’s explore the factors that can help determine when is it a good time to build a home and why starting sooner might be more advantageous than you think—especially with United Built Homes’ latest financing incentives.

Seasonal Timing: What Time of Year Is Best to Build?

In Southern states like Texas, Louisiana, Arkansas and Oklahoma, our milder winters offer greater flexibility in construction schedules compared to colder regions. Spring and early summer are traditionally popular times to break ground, thanks to favorable weather and longer daylight hours. However, fall and even winter months present unique opportunities. During these periods, construction crews may have more availability, and material demand often decreases, potentially leading to cost savings. Building during times of slightly lower demand can mean more focused attention on your project and a smoother overall process.

Economic Conditions: Why Waiting Might Cost More

Economic factors play a significant role in the cost of building a home. While interest rates can fluctuate, construction and material costs tend to rise over time. Delaying your build in hopes of securing a lower interest rate might result in higher overall expenses due to increasing material prices and labor costs. For instance, recent industry insights suggest that construction costs are expected to rise by approximately 5% to 7% in 2025, driven by factors like material price volatility and labor shortages. Additionally, tariffs on imported building materials could further inflate costs, adding thousands to the price of a new home. You can lock in current prices and avoid these anticipated increases by building now.

Your Personal Timeline: Why You Should Start Before You Think You’re Ready

Building a home is a journey that involves several stages: permitting, planning, design and construction. This process doesn’t happen overnight. If you’re aiming to move into your new home within the next year, it’s wise to begin the process now, even if you don’t feel entirely “ready.” Life events such as a growing family, retirement or job changes often necessitate a new living space, and these moments don’t always align with ideal market conditions. Starting earlier ensures your home is ready when you need it, tailored to your specific circumstances.

The UBH Advantage: Why Now Might Be the Best Time to Build

At United Built Homes, we understand that financial considerations are paramount when deciding to build. That’s why we’re offering a limited-time promotion: build now with no payments for 12 months (through the end of April, 2025), homes starting in the low $200s and no down payment or out-of-pocket expenses for qualified buyers. This initiative is designed to alleviate the common stress of managing double payments—such as rent and mortgage—making your transition to homeownership smoother and more affordable. With personalized financing solutions, we aim to make building your dream home more accessible than you might have imagined.

Partnering with a Trusted Builder

Embarking on the journey of building a home is significant, but you don’t have to navigate it alone. With over six decades of experience, United Built Homes has been crafting quality homes across the South since 1958. Our deep roots in Texas, Louisiana, Arkansas and Oklahoma mean we understand this region’s unique landscapes and lifestyles. From land preparation to financing to the final walkthrough, our team is dedicated to making the process seamless and tailored to your needs.

Take the First Step Toward Your Dream Home

So, when is it a good time to build a home? The answer lies not just in market trends or seasonal considerations but in your personal readiness and the opportunities available to you. With homes starting in the low $200s, now presents a uniquely advantageous time to take the leap into homeownership. We invite you to connect with a United Built Homes Design Center near you to explore floor plans, land options and financing solutions. Let’s turn your vision into reality together and build a place you’re proud to call home.