To help you understand your home plans and the contractors’ conversations, United-Bilt has prepared a glossary of building terms for you!
Adjustable Rate Mortgage (ARM)
A loan whose interest rate is adjusted according to movements in the financial market.
Amortization
A payment plan by which a borrower reduces a debt gradually through monthly payments of principal and interest.
Annual Percentage Rate (APR)
The annual cost of credit over the life of a loan, including interest, service charges, points, loan fees, mortgage insurance, and other items.
Appraisal
An evaluation to determine what a piece of property would sell for in the marketplace.
Appreciation
The increase in the value of a property.
Assessment
A tax levied on a property or a value placed on the worth of property by a taxing authority.
Assumption
A transaction allowing the buyer of a home to assume responsibility for an existing loan on the home instead of getting a new loan.
Balloon
A loan which has a series of monthly payments (often for 5 years or less) with the remaining balance due in a large lump sum payment at the end.
Binder
A receipt for a deposit paid to secure the right to purchase a home at terms agreed upon by the buyer and seller.
Buydown
A subsidy (usually paid by a builder or developer) to reduce the monthly payments on a mortgage loan.
Cap
A limit to the amount an interest rate or a monthly payment can increase for an adjustable rate loan either during an adjustment period or over the life of the loan.
Certificate of Occupancy
A document from an official agency stating that the property meets the requirements of local codes, ordinances, and regulations.
Closing
A meeting to sign documents which transfer property from a seller to a buyer. (Also called settlement)
Closing Costs
Charges paid at settlement for obtaining a mortgage loan and transferring real estate title.
Conditions, Covenants, and Restrictions (CC and Rs)
The standards that define how a property may be used and the protections the developer has made for the benefit of all owners in a subdivision.
Condominium
A home in a multi-unit complex; each purchaser owns an individual unit, and all the purchasers jointly own the common areas, such as the surrounding land, hallways, etc.
Conventional Loan
A mortgage loan not insured by a government agency (such as FHA or VA).
Convertibility
The ability to change a loan from an adjustable rate schedule to a fixed rate schedule.
Cooperative
A form of ownership in a multi-unit complex; the purchasers own shares of the entire complex rather than owning individual units.
Credit Rating
A report ordered by a lender from a credit bureau to determine if the borrower is a good credit risk.
Default
A breach of a mortgage contract (such as not making monthly payments).
Density
The number of homes built on a particular acre of land. Allowable densities are usually determined by local jurisdictions.
Downpayment
The difference between the sales price and the mortgage amount on a home. The downpayment is usually paid at closing.
Due-on-Sale
A clause in a mortgage contract requiring the borrower to pay the entire outstanding balance upon sale or transfer of the property. A mortgage with a due-on-sale clause is not assumable.
Earnest Money
A sum paid to the seller to show that a potential purchaser is serious about buying.
Easement
Right-of-way granted to a person or company authorizing access to the owner's land; for example, a utility company may be grated an easement to install pipes or wires. An owner may voluntarily grant an easement, or in some cases, be compelled to grant one by a local jurisdiction.
Equity
The difference between the value of a home and what is owed on it.
Escrow
The handling of funds or documents by a third party on behalf of the buyer and/or seller.
Federal Housing Administration (FHA)
A federal agency which insures mortgages that have lower downpayment requirements than conventional loans.
Fixed Rate Mortgage
A mortgage whose interest rate remains constant over the life of the loan. The payments are not necessarily level. (See Graduated Payment Mortgage and Growing Equity Mortgage).
Fixed Schedule Mortgage
A mortgage whose payment schedule for the life of the loan is established at closing. The payments and interest rate are not necessarily level.
Graduated Payment Mortgage (GPM)
A fixed-rate, fixed-schedule loan which starts with lower payments than a level payment loan; the payments rise annually over the first 5 to 10 years and then remain constant for the remainder of the loan. GPMs involve negative amortization.
Growing Equity Mortgage (Rapid Payoff Mortgage)
A fixed-rate, fixed-schedule loan which starts with the same payments as a level payment loan; the payments rise annually, with the entire increase being used to reduce the outstanding balance. No negative amortization occurs, and the increase in payments may enable the borrower to pay off a 30-year loan in 15 to 20 years, or less.
Hazard Insurance
Protection against damage caused by fire, windstorm, or other common hazards. Many lenders require borrowers to carry it in an amount at least equal to the mortgage.
Housing Finance Agency
A state agency that offers a limited amount of below-market-rate home financing for low-and moderate-income households.
Index
The interest rate or adjustment standard which determines the changes in monthly payments for an adjustable rate loan.
Infrastructure
The public facilities and services needed to support residential development, including highways, bridges, schools, and sewer and water systems.
Interest
The cost paid to a lender for the use of borrowed money.
Joint Tenancy
A form of ownership by which the tenants own a property equally. If one dies, the other would automatically inherit the entire property.
Level Payment Mortgage
A mortgage whose payments are identical for each month over the life of the loan.
Mortgage Broker
A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer fins a loan.
Mortgage Company (Mortgage Banker)
A company that borrows money from a bank, lends it to consumers who want to buy homes, then sells the loans to investors.
Mortgagee
The lender who makes a mortgage loan.
Mortgage Loan
A contract in which the borrower's property is pledged as collateral and which can be repaid in installments over a long period. The mortgagor (buyer) promises to repay principal and interest, to keep the home insured, to pay all taxes, and to keep the property in good condition.
Mortgage Origination Fee
A charge by a lender for the work involved in preparing and servicing a mortgage application (usually 1 percent of the loan amount).
Negative Amortization
An increase in the outstanding balance of a loan when a monthly payment is not large enough to cover all of the interest due.
Note
A formal document showing the existence of a debt and stating the terms of repayment.
PITI
Principal, interest, taxes, and insurance (the 4 major components of monthly housing payments).
Point
A charge of 1 percent of the mortgage amount. Points are a one-time charge assessed by the lender at closing to increase the interest yield on a mortgage loan.
Prepayment
Payment of all or part of a debt prior to its maturity.
Principal
The amount borrowed in a loan, excluding interest and other charges.
Property Survey
A survey to determine the boundaries of your property. The cost will depend on the complexity of the survey.
Rapid Payoff Mortgage
(See Growing Equity Mortgage).
Recording Fee
A charge for recording the transfer of a property, paid to a city, county, or other appropriate branch of government.
Real Estate Settlement Procedures Act (RESPA)
A federal law requiring lenders to provide home buyers with information about known or estimated settlement costs. The act also regulates other aspects of settlement procedures.
R-Value
The resistance of insulation material (including windows) to heat passing through it. The higher the number, the greater the insulating value.
Sales Contract
A contract between a buyer and seller which should explain, in detail, exactly what the purchase includes, what guarantees there are, when the buyer can move in, what the closing costs are, and what recourse the parties have if the contract is not fulfilled or if the buyer cannot get a mortgage commitment at the agreed-upon terms.
Settlement
(See Closing).
Shared Appreciation Mortgage
A loan in which partners agree to share specified portions of the downpayment, monthly payment, and appreciation.
Tenancy in Common
A form of ownership in which the tenants own separate but equal parts. To inherit the property, a surviving tenant would either have to be mentioned in the will or, in the absence of a will, be eligible through state inheritance laws.
Title
Evidence (usually in the form of a certificate or deed) of a person's legal right to ownership of a property.
Transfer Taxes
Taxes levied on the transfer of property or on real estate loans by state and/or local jurisdictions.
Veterans Administration (VA)
A federal agency that insures mortgage loans with very liberal down payment requirements for honorably discharged veterans and their surviving spouses.
Walk-Through
A final inspection of a home before settlement to search for problems that need to be corrected before ownership changes hands.
Warranty
A promise, either written or implied, that the material and workmanship of a product is defect-free or will meet a specified level of performance over a specified period of time. Written warranties on new homes are either backed by insurance companies or by the builders themselves.
Zoning
Regulations established by local governments regarding the location, height, and use for any given piece of property within a specific area.
ANCHOR BOLT
A bolt that secures a wooden sill plate to concrete or masonry floor or foundation wall.
APRON
Trim used at the base of windows. Also used as base to build out crown molding.
AREAWAY
An opening to below grade windows or doors to provide access, light and ventilation. Usually a small retaining wall around a window or door constructed of metal or concrete.
BACKFILL
Process of placing soil up against foundation after all necessary foundation treatments have been performed. In many instances, foundation wall must have temporary interior bracing or house framed in to support weight of dirt until it has had time to settle.
BACKHOE
A machine that digs narrow deep trenches for foundations, drainpipe, cable, etc.
BACKING
The bevel on the top edge of a hip rafter that allows the roofing board to fit the top rafter without leaving a triangular space between it and the lower side of the roof covering.
BACKSPLASH
A small strip (usually 3 or 4") placed against a wall and resting on the back of the countertop.
BASEBOARD
The finished exposed board around the wall at the floor.
BASE SHOE
Molding used next to the floor on interior baseboards. Sometimes called a carpet strip.
BATTEN
Small strip, usually used to cover the crack between two boards, as in board and batten siding.
BATT
A strip of insulation made of lengths, delivered in rolls to be put in place between framing members.
BAT
A part of a brick, less than one full piece.
BATTER BOARDS
A pair of horizontal boards nailed to vertical posts set at the corners of an excavation area used to indicate the desired level of excavation. Also used for fastening taut strings to indicate the outlines of the foundation walls.
BAY WINDOW
Any window that projects out from the walls of the structure.
BEAM
A long piece of lumber or metal used to support a load placed at right angles to the beam - usually floor joists. An inclusive term for joists, girders, rafters and purlins.
BEARING WALL
A wall that supports any vertical load in addition to its own weight.
BLACKBOARD SHEATHING
Insulation board used to cover the exterior walls.
BLIND
Window shutter.
BLIND NAILING
Nailing in such a way that the nail heads are not visible on the face of the work - usually the tongue of matched boards.
BRACE
Diagonally framed member used to temporarily hold a wall in place during framing. An inclined piece of framing lumber applied to wall or floor to stiffen the structure.
BRACKET
A projecting support for a shelf or other structure.
BRICK VENEER
A facing of brick laid against and fastened to the sheathing of a frame wall or tile wall construction.
BRIDGING
Small braces placed between framing members to stiffen them.
BTU
British Thermal Unit. A measure of heat used to describe the capacity of furnaces, water heaters, heating units.
BUILDER'S LEVEL
A surveying tool consisting of an optical siting scope and a measuring stick. It is used to check the level of batter boards and foundation.
BUILDING PAPER
Thick paper used to insulate a building before the siding or roofing is put on; sometimes placed between double floors.
BULKHEAD
Vertical drop in footing when changing from one depth to another.
BUTT JOINT
Junction of the ends of two framing members such as on a sill. Normally a square cut joint.
CAN LIGHT
Recessed lighting fixture.
CANTILEVER
A horizontal structure component that projects beyond its support; such as a second story floor that projects out from the wall of the first floor.
CARRIAGE
The supports for the steps and risers of a flight of stairs.
CASEMENT
A window sash that is hinged like a door.
CAULK
To fill or close a joint with a seal to make it watertight and airtight.
CHAIR RAIL
Molding applied to the walls, normally about hip level.
COMPRESSOR
Component of the central air conditioning system that sits outside the dwelling.
CONCRETE
An artificial building material made by mixing cement and sand with gravel, broken stone, or other aggregate and sufficient water to set the cement.
CONDENSATION
In a building, beads or drops of water that accumulate on the inside when warm, moisture laden air from the interior reaches a point where the temperature no longer permits the air to sustain the moisture it holds. Use of louvers or attic ventilators will reduce moisture condensation in attics. A vapor barrier under the gypsum lath or drywall on exposed walls will reduce condensation on them.
CONDUIT
A pipe, channel or passage for carrying gas, water, wires.
CORNER BOARD
A board used as trim for the external corner of a house or other frame structure, against which the ends of siding are butted.
CORNER BRACE
A diagonal brace placed at the corner of a frame wall to stiffen and strengthen the wall.
CORNICE
When used on the outside of the house, the trimwork that finishes off the intersection of the roof and siding. The cornice may be flush with the siding or may overhang the siding by as much as feet. It usually consists of fascia board, a soffit for a closed cornice and appropriate moldings.
COUNTERSINK
To set the head of a nail or screw at or below the surface.
COVE MOLDING
A molding with a concave face used as trim or to finish interior corners.
CRAWL SPACE
A shallow space below the living quarters of a house with no basement normally enclosed by the foundation wall.
CRICKET
A sloped area at the intersection of a vertical surface and the roof, such as a chimney. Use to channel off water that might otherwise get trapped behind the vertical structure.
CRIPPLE
A short stud used as bracing under windows and other structural framing.
CROWN MOLDING
The trim piece that tops off the trim on a vertical structure. Usually refers to the more ornamental pieces of cornice trim.
DAMPER
A shutoff in a chimney to regulate the passage of heat and gases.
DEADWOOD
Wood used as backing for drywall.
DENTIL
One of many small pieces of rectangular blocks used for ornamental reasons, usually at the cornice.
DOOR JAMB
The surrounding case into which and out of which a door closes and opens. It consists of two upright pieces, called side jambs, and a horizontal head jamb.
DORMER
A window cutting through a sloping roof and having a roof of its own.
DOWN SPOUT
A pipe, usually of metal, for carrying rainwater from roof gutters.
DRIED IN
Term describing the framed structure after the roof deck and protective tarpaper have been installed.
DRIP EDGE
Metal flashing normally 3" wide that goes on the eaves and rakes to provide a precise point for water to drip from so the cornice does not rot.
DRY WALL
Interior covering material that is applied in large sheets or panels. The term has become basically synonymous with gypsum wallboard.
DUCTS
In a house, usually round or rectangular metal pipes for distributing warm air from the heating plant to rooms or air from an air conditioning device.
DOUBLE HUNG WINDOW
Windows which have two sashes that raise and lower independently.
EAVES
The portions of the roof that extend beyond the outside walls of the house. The main function of an overhanging eave is to provide visual separation of the roof and wall and to shelter the siding and windows from rain.
EXHAUST
Air saturated with carbon monoxide. The by-product of natural gas combustion in a forced-air gas system. This exhaust gas is vented directly out the top of the roof. It is dangerous to breathe this gas.
EXPANSION JOINT
A bituminous fiber strip used to separate blocks or units of concrete to prevent cracking caused by expansion as a result of temperature changes. Also used on concrete slabs.
FACE NAILING
Nailing applied perpendicular to the members. Also know as direct nailing.
FASCIA
A flat board, band or face, used by itself or, more often, in combination with moldings, that covers the end of the rafter or the board that connects the top of the siding to the bottom of the soffit. The board of the cornice to which the gutter is fastened.
FELT
Typical shingle underlayment. Also know as roofing felt or tarpaper.
FILL DIRT
Loose dirt used to fill a void. Used under slabs, drives, and sidewalks.
FILLER
Putty or other pasty material used to fill nail holes prior to painting or staining.
FINGER JOINT
Trim composed of many small scrap pieces by a joint resembling two sets of interlocking fingers. This trim is often used to reduce costs where such trim will be painted.
FINISH GRADE
Process of leveling and smoothing topsoil into final position prior to landscaping.
FIRE STOP
A solid, tight, closure of a concealed space, placed to prevent the spread of fire and smoke through such a space. In a frame wall, this will usually consist of 2x4" cross blocking between studs.
FIXTURE
Any end point in a plumbing system used as a source of potable water (sinks, tubs, showers, washer connections, etc).
FLASHING
Galvanized sheet metal used as a lining around joints between shingles and chimneys, exhaust and ventilation vents and other protrusions in the roof deck. Flashing helps prevent water from seeping under the shingles.
FLAT PAINT
An interior paint that contains a high proportion of pigment and dries to a flat or lusterless finish.
FLOAT
To spread drywall compound smooth.
FLUE
The space or passage in a chimney through which smoke, gas or fumes ascend.
FLUE LINING
Fire clay or terra cotta pipe, round or square, usually made in all ordinary flue sizes and in 2 foot lengths, used for the inner lining of chimneys with the brick and masonry work around the outside.
FOOTING
The base of a foundation which rests on the ground and gives support to the rest of the foundation.
FOOTING DITCH
Through area dug to accommodate concrete or footing forms.
FOOTING FORM
A wooden or steel structure placed around the footing that will hold the concrete to the desired shape and size.
FORMWORK
A temporary mold for giving a desired shape to poured concrete.
FOUNDATION
The surrounding or enclosing woodwork of windows, doors, etc. and the timber skeleton of a building.
FROSTLINE
The depth to which frost penetrates the soil. Footings should always be poured below this line to prevent cracking.
GABLE
The vertical part of the exterior wall that extends from the eaves upward to the peak or ridge of the roof. The gable may be covered with same siding material as the exterior wall or may be trimmed with gable trim material.
GABLE END
An end wall having a gable.
GIRDER
A large or principal beam of wood or steel used to support concentrated loads at isolated points along its length.
GRADE
The ground level around a building. The natural grade is the original level. Finished grade is the level after the building is complete and final grading is done.
GROUT
Mortar made of such consistency that it will flow into the joints and cavities of masonry work and fill it solid.
GUTTER OR EAVE TROUGH
A shallow channel or conduit of metal or wood set below and along the eaves of a house to catch and carry off rainwater from the roof.
GYPSUM BOARD
Same as drywall.
GYPSUM
Hydrous calcium sulphate mineral rock, white when pure, which is used in drywall.
HANGER
Vertical-tension member supporting a load.
HEADER
Framing member of strong construction, usually consisting of two 2x12"'s on exterior walls; places across the top of window and door openings to support loads above.
HEAT LOSS and GAIN
Pertains to the amount and rate at which heat or cold is lost or gained through floors, walls, ceilings, windows and doors. Determines the amount of warm air needed to heat or cool rooms.
HEARTH
The fireproof part around the front of a fireplace.
HIP
The external angle formed by the meeting of two sloping sides of a roof.
HIP ROOF
A roof with a sloping roof plane on each of its four sides that rise up to either a point or a ridge, depending on whether the house is square or rectangular.
HOT WIRE
A wire carrying current.
HOUSED
A joint in which a piece is grooved to receive the piece that is to form the other part of the joint.
HVAC
Common abbreviation for heating, ventilation, and air conditioning system.
I-BEAM
A steel beam with a cross section resembling the letter I. I-beams are used for long spans as basement beams or over wide wall openings such as double garage door, when wall and roof loads are imposed on the opening.
INSULATION BOARD, RIGID
A structural building board made of foam or coarse wood or can fiber impregnated with asphalt or given other treatment to provide water resistance. It can be obtained in various size sheets, in various thicknesses and in various densities.
INSULATION, THERMAL
Any material high in resistance to heat transmission that when placed in the walls, ceilings or floors of a structure will reduce the rate of heat flow.
JACK RAFTER
A rafter that spans the distance from the wall plate to a hip or from a valley to a ridge.
JAMB
Exterior frame of a door. The side and head lining of a doorway, window, or other opening.
JOINT
Mortar in between bricks or blocks. The space between the adjacent surfaces of two members or components that are held together by nails, glue, or mortar, or other means.
JOIST
One of the timbers that support the flooring or the ceiling and supported in turn, by larger beams, girders or bearing walls. Joists are always positioned on edge.
KNEE WALL
A short wall extending from the floor to the roof in the second story of a multi-story.
LAMINATED BEAM
A very strong beam created from several smaller pieces of wood that have been glued together under heat and pressure.
LATEX PAINT
A coating in which the vehicle is water emulsion of rubber or synthetic resin. Water-soluble paint. Normally recommended for interior work because of ease of use.
LATTICE
Crossed wood, iron plate or bars used for underpinning around foundation.
LINTEL
A structural member placed above doors and window openings to support the weight of the bricks above the opening, usually pre-cast concrete. Also called a header.
LITE
A pane of glass or a place for a pane of glass in a sash. Also the term used to describe the number or panes of glass in a sash, as in a four-lite window, a twelve-lite window.
LOAD BEARING WALL
Any wall that supports the weight of other structural members.
LOUVER
An opening with a series of horizontal slats so arranged as to permit ventilation, but to exclude rain, sunlight, or vision.
LUMBER YARD
Lumber of those grades, sizes, and patterns that is generally intended for ordinary construction, such as framework and rough coverage of homes.
MANTEL
The shelf over a fireplace, the wood finishing around a fireplace opening.
MASONRY
Stone, brick, concrete, hollow tile, concrete block, gypsum block or other similar building units or materials or a combination of the same, bonded together with mortar to from a wall, pier, buttress, or similar mass.
MILLWORK
That part of the finishing material prepared in a lumber mill such as windows, doors, stairway parts, etc.
MITER JOINT
A diagonal joint formed at the intersection of two pieces of molding. For example, the miter joint at the side and head casing at a door opening is made at a 45-degree angle.
MOLDING
Decorative strips of wood or other material applied to wall joints and surfaces as a decorative accent. Molding does not have any structural value.
MORTAR
A mixture of cement with sand and water to form a bonding agent.
MUNTIN
A small bar separating window lights.
MULLION
The division between multiple windows.
ORIENTED STRAND BOARD (OSB)
A wood panel product in which fiber or wafer layers are oriented in opposite directions to provide greater strength.
PAINT GRADE
Millwork of quality intended for a painted finish. Not as fine as a stain grade.
PARTICLE BOARD
Panels composed of small wood particles usually arranged in layers without a particular orientation and bonded together with a phenolic resin.
PARTITION
An interior wall in a framed structure dividing two spaces.
PENNY
As applied in nails, it originally indicated the price per hundred. The term now serves as a measure of nail length and is abbreviated by the letter "d."
PIER
A column of masonry, used to support other structural members, such as concrete supports for a floor beam.
PILING
Large timbers or poles driven into the ground or the bed of a stream to make a firm foundation.
PILASTER
A sort of a column built into a wall to strengthen it. Also the vertical portion used to decorate the jamb of a door.
PITCH
The measure of the steepness of the slope of a roof, expressed as the ratio of the rise of the slope over a corresponding horizontal distance. Roof slope is expressed in" of rise per foot of run, such as 4 in 12.
PLAN
A horizontal geometrical section of a building, showing the walls, doors, windows, stairs, etc.
PLATE
A horizontal member used to anchor studs to the floor or ceiling.
Sill plate: a horizontal member anchored to a masonry wall.
Sole plate: bottom horizontal member of a frame wall.
Top plate: top horizontal member of a frame wall supporting ceiling joists, rafters, or other members.
PLENUM
Chamber immediately outside of the HVAC unit where conditioned air feeds into all of the supplies. A space in which air is contained under slightly greater than atmospheric pressure. In a house, it is used to distribute heated or cooled air.
PLUMB
The condition when something is exactly vertical to the ground, such as the wall of a house.
PLYWOOD
A piece of wood made of three or more layers of veneer joined with glue and usually laid with grain of adjoining piles at right angles. Almost always, an odd number of plies are used to provide balanced construction.
POST
A timber set on end to support a wall, girder or other member of the structure.
PRIMER OR PRIME COAT
The first coat in a paint job that consists of two or more coats.
PUTTY
A type of cement usually made of whiting and boiled linseed oil, beaten or kneaded to the consistency of dough, and used in sealing glass in sash, filling small holes, etc.
QUARTER ROUND
A small strip of molding whose cross section is similar to a quarter of a circle. Used with or without base molding.
RAFTER
One of the timbers supporting the sheathing and shingles of a roof.
RAFTER, HIP
A rafter that forms the intersection of an external roof angle.
RAFTER, VALLEY
A rafter that forms the intersection of an internal roof angle. The valley rafter is normally made of double 2" thick members.
RAIL
Cross members of panel doors or of sashes.
RAKE
The angled edge of a roof located at the end of a roof that extends past the gable. Trim members that run parallel to the roof slope and form the finish between the wall and gable roof extension.
RE-BAR
Metal rods used to improve the strength of concrete structures.
REGISTER
Metal facing plate on the wall where supply air is released into a room and where air enters the return. Registers can be used to direct the flow of air.
RETURN
Ductwork leading back to the HVAC unit to be reconditioned.
RIDGE
Intersection of any two roofing planes where water drains away from the intersection. Special shingles are applied to ridges.
RIDGE VENT
Opening at the point where roof decking normally intersects along the highest point on a roof where air is allowed to flow from the attic. A small cap covers this opening to prevent rain from entering. When these are long, they are normally known as continuous ridge vents.
RING SHANK NAILS
A nail with ridges forming rings around the shank to provide better withdrawal resistance.
RIPPING
Cutting lumber parallel to the grain.
RISE
In stairs, the vertical height of a step or flight of stairs.
RISER
The vertical board between two treads of a flight of stairs.
ROLLED ROOFING
Roofing material composed of fiber and saturated with asphalt that is supplied in 36" wide rolls with 108 square feet of material. Weights are generally 45 to 90 pounds per roll.
ROOF SHEATHING
The boards or sheet material fastened to the rafters on which shingles or other roof covering is laid.
ROOFING
The material put on a roof to make it wind and waterproof.
ROUGH-IN
The stage of the house that follows framing, when the builder installs all systems that will be concealed behind the walls such as electrical, plumbing, and heating and air ducts.
RUN
In stairs, the net front-to-back width of a step or the horizontal distance covered by a flight of stairs. The length of the horizontal projection of a piece such as a rafter when in position.
SADDLE
A sloped area at the intersection of a vertical surface, such as a chimney and the roof. Used to channel off water that might otherwise get trapped behind the vertical structure.
SAGGING
Slow dripping of excessively heavy coats of paint.
SASH
The section of a window installation that holds the glass, usually placed so it can be opened or closed.
SCUTTLE
A small opening through a wall ceiling or floor to allow access to a space beyond.
SEALER
A finishing material, either clear or pigmented, that is usually applied directly over uncoated wood for the purpose of sealing the surface.
SEPTIC TANK
A receptacle that receives the discharge from a sewage system and is designed to separate liquids from solids and digest the organic matter through bacteria, discharging the liquid portion into the soil through the subsurface, disposal fields or seepage pits.
SERVICE PANEL
Junction where main electrical service to the home is split among the many circuits internal to the home.
SHAKES
Large rough shingles usually hand split with thick ends.
SHEATHING
Boards, plywood or artificial board fastened over framing members to strengthen the framing or to support the roofing or to which another material may be fastened.
SHEATHING PAPER
A building material, generally paper or felt, used in wall and roof construction as a protection against the passage of air and water.
SHEETROCK
A commonly used brand name for a type of gypsum board or drywall wallboard.
SHIM
A thin wedge of wood for driving into crevices to bring parts into alignment.
SHINGLES
Roof covering of asphalt, fiberglass, wood, tile, or other material.
SHINGLES, SIDING
Various kinds of shingles, such as wood shingles or shakes or non-wood shingles that are used over sheathing for exterior wall covering of a structure.
SIDING
The finish covering of the outside wall of a frame building, whether made of horizontal weatherboards with battens, shingles or other material.
SILL
The lowest member of the frame of a structure, resting on the foundation and supporting the floor joists or the uprights of the wall.
SILL CAULK
Mastic placed between the top of foundation wall and sill studs to make an airtight seal.
SKIRT
An overhanging roof section.
SLAB
A concrete floor poured on the ground.
SLUMP
A measurement of the stiffness of concrete. The less water you add to concrete, the stronger it will be.
SOFFIT
The underside of the cornice or any part of the roof that overhangs the siding.
SPACKLE
Soft puttylike compound used for drywall patching and touch-up.
SPAN
The distance between supporting members of a joist or beam. The longest unsupported distance along a joist.
SPECIFICATIONS
The written or printed directions regarding the details of a building or other construction.
SPLICE
Joining of two similar members in a straight line.
SQUARE
A unit of measure usually applied to roofing material, denoting the sufficient quantity to cover 100 square feet of surface.
STAIN GRADE
Millwork of finest quality, intended for stain finish.
STARTER STRIP
A continuous strip of asphalt roofing used as the first course, applied to hang over the eave.
STICK BUILT
A house built "one stick at a time" on site versus in a factory.
STOOL
A flat molding fitted over the window sill between the jambs and contacting the bottom rail of the lower sash.
STRINGER
A timber or other support for cross members in floors or ceilings. In stairs, the stringer (or stair carriage) supports the stair treads.
STUCCO
A fine plaster used for interior decoration and fine work; also for rough outside wall coverings.
STUD, STUDDING
A light piece of timber, such as a 2x4' or 2x6'.
STUDWALL
A wall consisting of spaced vertical structural members with thin facing material applied to each side.
SUBFLOOR
Boards or plywood laid on joists over which a finish floor is to be laid.
SUPERSTRUCTURE
The structural part of the deck above the posts or supports.
T&G
A type of wood joint machined with a tongue on one side and a groove on the other allowing two pieces to be joined snuggly together. See "Tongue & Groove."
TAPE
Paper used to cover the joints between sheets of gypsum.
TERMITE SHIELD
A shield, normally of galvanized sheet metal, placed between the footing and foundation wall to prevent the passage of termites.
THRESHOLD
A strip of wood or metal with beveled edges used over the finish floor and the sill of an exterior door.
TOENAILING
Driving a nail at a slant to the initial surface to permit it to penetrate into a second member.
TON
An industry standard measure used to express a quantity of cold air that is produced by an air-conditioning system.
TONGUE AND GROOVE
Boards that join on edge with a groove on one unit and a corresponding tongue on the other to interlock. See "T&G."
TOP PLATE
Piece of lumber supporting ends of rafters.
TOPSOIL
Two or three inch layer of rich, loose soil. Not for load bearing areas.
TRAP
A device providing a liquid seal that prevents the backflow of air without materially affecting the flow of sewage or waster water. "S" shaped drain traps are required in most building codes.
TRAY CEILING
Raised area in a ceiling.
TRAY MOLDING
A special type of crown molding where a large portion of the molding is applied to the ceiling as opposed to the wall.
TRIM
The finishing details finally added to a house interior or exterior, such as window and door casings, baseboards, cornices, etc.
TRIMMER
A beam or joist to which a header is nailed in framing for a chimney, stairway, or other opening.
TRUSS
A framework resting on a bearing at each end, used for supporting a roof or some other load.
TRUSS PLATE
A heavy-gauge pronged metal plate that is pressed into the sides of a wood truss at the point where two or more members are to be joined together.
TURPENTINE
A volatile oil used as a thinner in paints.
UNDERCOAT
A coating applied prior to the finishing or top coats of a paint job. Sometimes synonymous with priming coat.
UNDERLAYMENT
Any paper or felt composition used to separate the roofing deck from the shingles.
UNDERPINNING (SKIRTING)
A material used to enclose the home between the structure and ground.
VALLEY
The internal angle formed by the junction of two sloping sides of a roof where water drains at the intersection.
VAPOR BARRIER
Any material used to stop the migration of water vapor through walls, floors or ceilings.
VENEER
Thin sheets of wood made by rotary cutting or slicing of a log. Veneer is glued in plies or on top of other wood to improve appearance or strength.
VENT
A pipe or duct or louvered opening that provides an inlet or outlet for the flow of air.
VESTIBULE
An entrance to a house; usually enclosed.
WAFERBOARD
A type of structural flakeboard made of compressed, waferlike wood particles or flakes bonded together with a phenolic resin.
WAINSCOTING
Paneling and trim applied from the floor to the height of about 3 feet. Used in dining areas to protect against marks from dining chairs.
WALLPLATE
The cover over an electrical outlet or switch on a wall.
WATER CLOSET
A toilet fixture, also called a stool.
WATER TABLE
The finish at the bottom of a house that carries water away from the foundation.
WATER-REPELLENT PRESERVATIVE
A liquid designed to penetrate wood and impart water repellency and a moderate preservative protection.
WEATHER STRIPPING
Strips of thin metal or other material that prevent the infiltration of air and moisture around windows and doors.
WEEP HOLE
Small gap in brick wall, normally on garage, that allows water to drain.